Please read these terms and conditions carefully before using this site. If these terms and conditions are not accepted in full, the use of our website must be terminated immediately.


Our websites, (our “Website”) is operated by Mojo Financial Technologies Ltd (“we” or “us”) – a company registered in UK with a company number 13123737, registered address a27 Old Gloucester Street, London, United Kingdom, WC1N 3AX

Our Website is intended to provide a non-binding presentation about us, our affiliates, our organization, the products and services offered by Mojo.


The information and content contained on our Website are provided subject to the following terms. Your access to our Website and continued usage constitutes complete acceptance of these terms.

There are other terms that may apply to you:

Our Privacy Policy, which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our Website, you consent to such processing and you warrant that all data provided by you is accurate.

Our Cookie Policy, which provides information about the cookies on our Website.

Our Complaints Handling Procedure, which provides information and sets out a procedure that you must follow, if you are of the opinion that your rights and/or interests related to our the services and/or products have been violated or your application regarding our services and/or products has been rejected unreasonably.

The information provided on this site is free of charge and for informational purposes only and does not create a business or professional services relationship between you and us. To enter into any form of business relationships with us, please contact us directly using the contact form.

Links on our Website may lead to services or sites that are not operated by Mojo. No judgment or warranty is made with respect to such other services or sites and Mojo takes no responsibility for such other sites or services. A link to another site or service is not an endorsement of that site or service. Any use you make of the information provided on this site, or any site or service linked to by this site, is at your own risk.

We use reasonable efforts to include accurate and up-to-date information in our Website, our Website may include inaccuracies, outdated information or typographical errors. Therefore, we make no warranties or representations as to the accuracy or completeness of any information contained herein. Further, we assume no liability, obligation or responsibility for any errors or omissions in the content of this site.

The content on our Website is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Website.

We have the right to disable your access to our Website, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms.


We may change these terms and our Website from time to time to reflect changes in our products, our users’ needs, our business priorities, regulatory environment and other material circumstances. Every time you wish to use our Website, please check these terms to ensure you understand the terms that apply at that time.


We do not guarantee that our Website, or any content on it, will always be available or be uninterrupted. We may suspend or restrict the availability of all or any part of our Website for business and operational reasons.

We do not guarantee that our Website will be secure or free from bugs or viruses.


You are responsible for ensuring that all persons who access our Website through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

If you choose, or you are provided with any access credentials to use restricted parts of our Website, you must treat such information as confidential. You must not disclose any part of the access credentials to any third party.

If you know or suspect that anyone other than you knows your access credentials for use of restricted areas of our Website, you must promptly notify us using the contact form on our Website.

We are not responsible for viruses and you must not introduce them.

You are responsible for configuring your information technology, computer programs and platform to access our Website. You should use your own virus protection software.

You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorized access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of service attack. We will report any breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately.


We are the owner or the licensee of the contents of our Website including, but not limited to, the text and images contained herein and their arrangement. Mojo is a registered trade mark of Mojo Holdings Ltd. All other trademarks used or referred to in our Website are the property of their respective owners. All such rights are reserved. You are not permitted to use Mojo trademark, other trademarks and/or any other intellectual property used or referred to in our Website without an express approval by us (or our licensors, where applicable). Nothing contained in this site shall be construed as conferring any license or right to any copyright, patent, trademark or other proprietary interest of Mojo or any third party.

You may print off one copy, and may download extracts, of any page(s) from our Website for your personal non-commercial use and you may draw the attention of others to content posted on our Website, provided that you do not modify the material in any way and you keep intact all copyright, trademark, and other proprietary notices.

You must not modify the paper or digital copies of any materials you have printed off or downloaded from our Website in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics without an express approval by us (or our licensors, where applicable).

Our moral rights (and moral rights of any identified authors) as the authors of content on our Website must always be acknowledged.

You must not use any part of the content on our Website for commercial purposes without an express approval by us (or our licensors, where applicable).

If you print off, copy or download any part of our Website in breach of these terms of use, your right to use our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.


You may post a link to our Website in a fair and legal way, provided that you do not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part without our express prior approval.

You must not establish a link to our Website in a way that our Website is framed on any other site, nor may you create a link to any part of our Website other than the home page.

If you wish to link to or make any use of content of our Website other than that set out above, please contact us the contact form on the Website.

We reserve the right to withdraw any permission to establish a link to our Website without notice.


News postings (including without limitations any press releases) by Mojo are presented on our Website for historical purposes only. The information provided by Mojo was reasonably accurate at the time of posting, subject to the disclaimers (including without limitations disclaimers about forward-looking statements, which was printed concurrently with the posting). You should not assume that statements made in news postings remain in effect at a later time. Mojo does not review past news postings to determine whether they remain accurate, and information contained in such postings may be superseded. Mojo disclaims any obligation to update the news postings. The financial information in historical news postings that may be accessed through our Website is relevant as of the particular date or dates of its origination. Such information may have become out of date. Mojo does not undertake any obligation, and disclaims any duty, to update any of the information in historical news postings available through our Website. Future financial performance of Mojo is subject to various trends, risks and uncertainties that could cause actual results to differ materially from those expressed in historical news postings.


Our Website may include information and materials uploaded by other users of our Website (including without limitations comments, bulletin boards, chat messages etc.). This information and these materials have not been verified or approved by us. The views expressed by other users on our Website do not represent our views or values.

We do not claim ownership of the materials you provide through our Website, including but not limited to feedback and suggestions, or posts, uploads, inputs or other submissions. We shall not be liable or held accountable for the content or views expressed in such materials provided by you. We reserve our right at all times, in our sole discretion, to screen content submitted by you and to edit, move, delete, and/or refuse to accept any content that in our judgment violates these terms or is otherwise unacceptable or inappropriate, whether for legal or other reasons.

If you use of a feature that allows you to upload content to our Website, or to make contact with other users of our Website you will be liable to us and indemnify us for any loss or damage we suffer as a result of your contacts, uploads and the uploaded content.

Any content you upload to our Website will be considered non-confidential and non-proprietary. You retain all of your ownership rights in your content, but you are required to grant us and other users of our Website a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material, in whole or in part, in any manner or medium (whether now known or hereafter developed), for any purpose that we may choose.

We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our Website constitutes a violation of their intellectual property rights, or of their right to privacy.

We have the right to remove any content you have uploaded our Website if, in our opinion, your content does not comply with these terms.

You are solely responsible for securing and backing up your content.


Your use of and browsing in our Website is at your own risk. Neither Mojo nor any other party involved in creating, producing, or delivering of our Website is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, this site. Without limiting the foregoing, everything on this site is provided to you “as is” and “as available” without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or noninfringement of intellectual property rights of third parties.

We do not exclude or limit in any way our liability to you where it would be unlawful to do so. Different limitations and exclusions of liability will apply to liability arising as a result of services we provide to you under separate agreements (as applicable).

If you are a business user:

we exclude all implied conditions, warranties, representations or other terms that may apply to our Website or any content on it;

we will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: use of, or inability to use, our Website; use of or reliance on any content displayed on our Website;

we will not be liable for: loss of profits, sales, business, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation; any indirect or consequential loss or damage.

Where limitation of liability is restricted under the applicable laws, our liability is limited to the maximum extent allowed under the applicable laws.


In the event that any portion of these terms is held to be unenforceable, the unenforceable portion shall be construed in accordance with applicable law as nearly as possible to reflect the original intention and the remainder of the provisions shall remain in full force and effect.

Our failure to insist upon or enforce strict performance of any provision of these terms shall not be construed as a waiver of any provision or right. Neither the course of conduct between any party referred to herein nor trade practice shall act to modify any provision of these terms.

These terms shall be governed by and construed in accordance with UK law. Any cause of action against Mojo must be commenced in UK.



PAYNT is regulated by the Bank of Lithuania as an Electronic Money Institution (License No. 2) and included in the list of registered payment service providers available on the website of the Bank of Lithuania.
Technical support of PAYNT website is provided by Paynt SIA – company registered in Latvia with a company number 40103821385, registered address at Ernesta Birznieka-Upisa iela 21, Riga, Latvia LV-1011.


UAB Pyrros Lithuania (“Pyrros”) (Co. #304600426) is established and operated under Lithuanian Law. UAB Pyrros Lithuania registered address at Goštauto g. 8-112, Vilniaus, LT-01108. UAB Pyrros Lithuania is an Electronic Money institution Licenced by the Bank of Lithuania under licence no.38.